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  • Mortgage Team
    • Tammy Zurfluh
    • Warren Swanberg
    • Rob Grindle
    • Kelly Pospischil
    • Jared Fewell
    • Kristi Amenda
    • Sara Reque
    • Rachel Oracki
    • Shantrese Zackery
    • Joseph Magnelli
  • Why We Are Different
    • Mortgage Guarantee
    • Testimonials
    • Power of Local Servicing
    • States We Lend In
  • Mortgage Options
    • Fixed Rate Mortgage
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MORTGAGE SOLUTIONS

 

At Blackhawk Bank, we set out to offer home buyers a worry-free lending process that your loan will close, and that's exactly who we are today.

Apply for a Mortgage

The Mortgage Team

THE MORTGAGE TEAM

 

Whether you’re buying your first home or your fourth, you need an expert Mortgage Planner.

Trust the best, and enjoy the journey!

Trusted Mortgage Experts

WHY WE'RE DIFFERENT

 

We provide our customers the best
mortgage experience.

MORTGAGE RESOURCES

 

Use our convenient application for your loan now. We make the process fast and easy.


While homeowners place a great deal of emphasis on rate and closing costs when choosing a mortgage lender, there is one important question to ask – Does the lender offer local mortgage servicing?  At Blackhawk Bank, we do!*

*Servicing for Conventional and Portfolio Mortgages.

THE POWER OF LOCAL SERVICING

Start Your Home Loan Application Online

Blackhawk Bank began serving residents of Southern Wisconsin and Northern Illinois to provide home buyers with a better buying experience. Anyone who's ever tried to buy a home knows the feelings of uncertainty that come with your mortgage application. Sometimes, even after a lender sends you a letter of pre-approval, the loan falls through for reasons beyond your control.

At Blackhawk Bank, we set out to offer home buyers a worry-free lending process that your loan will close, and that's exactly who we are today.

Mortgage Team

How the Home Buying Process Works

Before you start shopping for your new home, you should always apply online for a home loan. Once you complete your home loan application online, we will review your application, and we will contact you to let you know how much of a loan you are pre-qualified for.

Next, you and your agent can work together to identify the perfect house and draft a sales contract. Next, we will need an appraisal to verify the value of the home being purchased, and send all of the information to our underwriter. You will get a response within three days to schedule your closing.

Then it will be up to you to get insurance and any other provisions of your contract taken care of before closing. Finally, you will sign the papers and get the keys to your new home. Shop our home loans and apply online today!


The Mortgage Timeline

Hear from Rachel Oracki (NMLS#1692682), Mortgage Planner, as she discusses the mortgage lifecycle and what home buyers can do to prepare. 

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  • Company State Licenses

NMLS 411170     |     FAIR LENDER     |     MEMBER FDIC    |    PRIVACY POLICY

 

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1515 Charleston Avenue | Mattoon, IL 61938

Phone: 877-888-5629

MortgageCenter@FirstMid.com

NMLS 411170     |     FAIR LENDER     |     MEMBER FDIC    |    PRIVACY POLICY

 

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