Whether you’re buying your first home or your fourth, you need an expert Mortgage Planner.
Trust the best, and enjoy the journey!
While homeowners place a great deal of emphasis on rate and closing costs when choosing a mortgage lender, there is one important question to ask – Does the lender offer local mortgage servicing? At Blackhawk Bank, we do!*
*Servicing for Conventional and Portfolio Mortgages.
Blackhawk Bank began serving residents of Southern Wisconsin and Northern Illinois to provide home buyers with a better buying experience. Anyone who's ever tried to buy a home knows the feelings of uncertainty that come with your mortgage application. Sometimes, even after a lender sends you a letter of pre-approval, the loan falls through for reasons beyond your control.
At Blackhawk Bank, we set out to offer home buyers a worry-free lending process that your loan will close, and that's exactly who we are today.
Before you start shopping for your new home, you should always apply online for a home loan. Once you complete your home loan application online, we will review your application, and we will contact you to let you know how much of a loan you are pre-qualified for.
Next, you and your agent can work together to identify the perfect house and draft a sales contract. Next, we will need an appraisal to verify the value of the home being purchased, and send all of the information to our underwriter. You will get a response within three days to schedule your closing.
Then it will be up to you to get insurance and any other provisions of your contract taken care of before closing. Finally, you will sign the papers and get the keys to your new home. Shop our home loans and apply online today!
Hear from Rachel Oracki (NMLS#1692682), Mortgage Planner, as she discusses the mortgage lifecycle and what home buyers can do to prepare.
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